Wednesday, November 21, 2007

Living Debt Free being part of a Faith Walk

Today, I've been listening to Dave Ramsey, like I do a lot. He was giving a high incomed fellow advice on whether to buy a house now or wait two years for the cash to be there to just pay for it. While giving the advice, Dave said something like buying things without debt is part of his faith walk.

For Dave, when he wants to buy something whether its a car, house or starting a business; its a spiritual decision. When he's saying that its part of his faith walk, I interpret that to someone buying like this:

"God, I want to buy something; but I do not have the resources to buy it. I will do my part in looking for those resources so that I can obtain what I'm trying to buy and at the same time I will trust you to provide that which I am seeking."

This does spin into a tangent that I won't address in this post and that being that perhaps God does not want you to buy that something (hence, perhaps that's the reason why you shouldn't use credit to obtain it).

One interesting idea is that if you use credit to purchase something then perhaps you are short circuiting God's provision.

But in the USA, they say that you have to have a mortgage to buy your home. But, does it have to be this way?!

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